Small Business Funding

Whether you need a Business Line of Credit, merchant cash advance, or small business loans, we are here to help your business grow and succeed!

Get Capital within 24 Hours

We pride ourselves on fast and secure funding. Next Up Capital specializes in merchants with less then stellar credit, a previous Bankruptcy, and also Open MCA accounts.

We Always Get You The Best Deal

Our account executives work diligently, and we pride ourselves on providing you with excellent service.




Apply for a Next Up Capital Merchant Cash Advance to get a lump sum of capital you repay using a portion of your daily credit card transactions. Merchant Cash Advances from Next Up Capital are a great financing option for small businesses that accept credit cards. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates.

Helping you afford new business equipment right away by using that equipment as collateral. Leasing allows for the preservation of cash. Having cash on hand provides the flexibility and security today’s small businesses rely on for running the day-to-day operations. This provides the necessary “cushion” for unexpected expenses and emergencies. Some of the most successful small businesses in America never purchase their equipment. They lease it! Equipment leasing or financing makes sense for the majority of small businesses today because leasing provides many benefits that purchasing does not.

Accounts receivable factoring through Next Up Capital allows you to create immediate cash flow and maximize working capital without incurring debt. As your invoice factoring company, we’ll help you develop your business capital strategies with your best interests in mind.

Apply for a Next Up Capital Business Line of Credit Flexible capital that works almost like a credit card, except you get access to cash and lower APRs. A line of credit is an arrangement with Next Up Capital that establishes a maximum loan the lender will allow the borrower to take. You can withdraw funds (as low or high as you wish) on the line of credit at any time, as long as you don’t exceed the maximum set in the agreement. A business line of credit is similar to a credit card. You use it as you need it. You make payments on a regular, predetermined schedule, and you can borrow or use more as your principal is paid down. Unlike credit cards, the interest rate is typically slightly higher than the prime lending rate.

Cash available for the day-to-day expenses of running a business and is a measure of both a company’s efficiency and short-term financial health. Many of today’s small business owners use their cash on-hand to reinvest in their day-to-day operations. With a working capital loans from Next Up Capital, you can have extra cash to do even more. Whether it’s expanding or improving your current business, investing in advertising, or tying-up existing “loose ends” like taxes or outstanding debt, the extra cash can be just the solution you need. Next Up Capital  loans are quick and easy. You can get up to $500,000 in as few as 24 hours.

This is a smaller sum of money you pay back, plus interest, with daily payments over 3 to 18 months. Getting short term loans means getting money fast and solving an immediate financial problem. Borrowers pay back short term loans within allocated time, so theres no long-term debt. Short term borrowers can simply fix the problem and move on. When it comes to keeping up with payments or handling expenses, often timing is the most important factor. Short term loans help borrowers stay on schedule because they arrive in the borrowers bank account via direct deposit quickly.